SSB

Net charge-offs stayed below 10 basis points for nine of the last ten quarters, signaling durable credit discipline through market cycles.

With the Federal Reserve widely expected to hold interest rates steady again, investors are getting a brief pause to reassess where real value still hides in the market. When borrowing costs stay elevated, cash generation matters more than headlines.

Regional banking company SouthState (NYSE:SSB) missed Wall Street’s revenue expectations in Q3 2026, with sales falling 1.9% year on year to $685.4 million. Its non-GAAP profit of $2.30 per share was 4.2% below analysts’ consensus estimates.

SouthState’s third quarter was marked by broad-based loan and deposit growth, with management highlighting a 9% annualized increase in both categories.

SouthState Bank came into this Q3 2026 earnings release with a reputation for steady regional banking and a share price that had already inched higher over the past month.

SouthState Bank (NYSE:SSB) reported third-quarter 2026 results marked by annualized loan and deposit growth of 9%, stable net interest margin and continued low credit losses, while higher Treasury rates weighed on capital-markets fee income.

Loans and deposits grew 9% annualized as capital markets income dipped.

Moby summary of SouthState Corporation's Q3 2026 earnings call

While the top- and bottom-line numbers for SouthState (SSB) give a sense of how the business performed in the quarter ended September 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Regional banking company SouthState (NYSE:SSB) missed Wall Street’s revenue expectations in Q3 2026, with sales falling 1.9% year on year to $685.4 million. Its non-GAAP profit of $2.30 per share was 4.2% below analysts’ consensus estimates.