FICO

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Fair Isaac (FICO) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

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Fair Isaac (FICO) has frozen its wholesale mortgage score at US$10 under a new Preferred Program, a shift that has raised pricing power questions as cheaper VantageScore 4.0 competition gains ground.

If you had paused in late October 2025 and chosen not to buy Fair Isaac, the past year looks very different than it does for those who did step in. Investors who held Fair Isaac over the past year are down 58.0%, including dividends.

Fair Isaac introduced a Preferred Program that bundles its Classic FICO Score and FICO Score 10T at a fixed US$10 wholesale mortgage price, while competing VantageScore 4.0 is reported to cost less than half that level.

Shares of credit scoring and analytics company FICO (NYSE:FICO) fell 7.5% in the morning session after Wells Fargo downgraded the company to Equal Weight alongside price target reductions from UBS and BMO Capital Markets.

FICO stock dropped after the scoring company said it was holding its price for lenders flat at $10 and a Trump official said he was focused on credit score competition.

Key TakeawaysFICO shares fell 16% after the company said it would keep its wholesale mortgage score price at $10 for lenders in its new Preferred Program. The $10 price stays flat while VantageScore 4.